Spending
Privacy Policy
Last updated: February 2026
Spending operates the Spending mobile application ("App"). This Privacy Policy explains how information is handled when you use our App.
1. App Overview
Spending is a personal expense tracking application that allows users to record expenses, track income, and manage personal financial records.
The App does not provide banking, lending, investment, insurance, money transfer, or financial advisory services.
2. Information We Collect
2.1 Financial Information (Stored Locally Only)
When using the App, you may enter financial data such as:
- Expense records
- Income records
- Categories
- Notes
All financial data is stored locally on your device only. We do not upload, store, transmit, or share your financial data to any external servers.
2.2 Advertising and Device Data
If the App displays advertisements (such as Google AdMob), third-party advertising providers may automatically collect:
- Device identifiers (Advertising ID)
- IP address
- Basic usage data
- Diagnostic information
This data is used solely for delivering and improving advertisements. We do not control third-party data collection practices.
Google Privacy Policy: https://policies.google.com/privacy
3. Data Storage and Security
All financial records are stored locally using secure device storage. We do not operate remote servers to store user financial data.
Users are responsible for securing their device. The App may provide biometric authentication (Face ID / Fingerprint) for additional protection.
4. Data Sharing
We do not sell, trade, rent, or share your financial information.
Information may only be disclosed if required by law or to comply with legal obligations.
5. Data Retention
Since financial data is stored locally:
- Data remains on your device until deleted by you
- Uninstalling the app removes local data
- You may clear data through device settings
6. Children's Privacy
Spending is not directed toward children under 13 years of age. We do not knowingly collect personal information from children.
7. Your Rights
Depending on your jurisdiction, you may have rights under applicable data protection laws, including access, correction, or deletion of personal data.
Because we do not store financial data on external servers, data control remains entirely on your device.
8. Third-Party Services
The App may use third-party services including:
- Google AdMob
- Google Play Services
- Apple App Store Services
These services operate under their own privacy policies.
9. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be reflected by updating the "Last updated" date.
10. Contact Us
If you have any questions regarding this Privacy Policy, you may contact: